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WIBA Policy.

WIBA Policy

WIBA Policy

Ensure compliance with Kenyan labor laws and demonstrate care for your workforce with Repute Insurance’s WIBA policy. Designed under the Work Injury Benefits Act, this cover protects employees against workplace-related injuries, disabilities, and even death. It also safeguards employers from potential legal and financial liabilities. Whether you run a small business or a large enterprise, our WIBA cover promotes safety, responsibility, and peace of mind for all parties involved.

WIBA Insurance Policy

Protecting Your Employees, Safeguarding Your Business.

Explore WIBA Cover

WIBA Insurance Overview

The Work Injury Benefits Act (WIBA) makes it mandatory for all employers in Kenya to provide insurance coverage for their employees against work-related injuries, illnesses, or death. At Repute Insurance Agency, we provide comprehensive WIBA policies that ensure compliance with the law while also protecting your workforce and your business.

What Does WIBA Insurance Cover?

Medical Expenses

Covers medical treatment costs arising from work-related injuries or illnesses, including hospitalization and rehabilitation.

Permanent Disability

Compensation for employees who suffer partial or total permanent disability as a result of workplace accidents.

Death Benefits

Provides compensation to the dependents of an employee who loses their life due to a work-related incident.

Loss of Earnings

Income replacement for employees who are temporarily unable to work due to injuries sustained at work.

Why Choose WIBA Insurance with Us?

  • Ensures compliance with Kenyan labor laws
  • Protects your employees and their families financially
  • Safeguards your business from costly legal claims
  • Tailored solutions based on your workforce size and industry
  • Quick claims processing and reliable support

Employer Obligations Under WIBA

Requirement Employer Responsibility
Insurance Take out a WIBA policy covering all employees
Compensation Provide compensation for workplace injuries, disability, or death
Reporting Report all workplace accidents to the Director of Occupational Safety & Health Services
Record Keeping Maintain employee injury records and compensation reports

Frequently Asked Questions

Yes. The Work Injury Benefits Act requires every employer to have WIBA insurance for all employees, regardless of the nature of the job.

The employer is fully responsible for paying WIBA insurance premiums. It cannot be deducted from employee salaries.

Yes, WIBA covers both permanent and casual employees engaged in any lawful business or occupation in Kenya.
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